A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports.
Your credit score is important because it is a financial tool used by banks, insurance companies, credit card issuers, landlords, mortgage finances, auto-loan providers and other lending entities to assess how much risk you carry before approving you for a loan.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.